DCP - Press Release

Digital Commerce Group Names Padder Winner of $100K Fintech Grant at Startupfest

DC Payments Author — Wed, 15 Jul 2026 20:38:55 GMT

CALGARY, Alberta--(BUSINESS WIRE)--Digital Commerce Group (DCGroup), alongside partnersApaylo,Outlier ComplianceandOsler, announcedPadderas the winner of the 2026 Fintech Grant following a live pitch competition atStartupfestin Montréal. Created by DCGroup in 2025, the grant supports promising early-stage Canadian fintechs with funding, visibility and access to investors and industry leaders.

Led by founder Daniel Moss, Padder offers a guarantor-as-a-service model designed to help non-traditional renters qualify for housing. Judges praised the company’s approach to addressing a significant market need, as well as Moss’s compelling founder narrative and clear command of the market opportunity.

As the winner, Padder will receive a non-dilutive grant valued at $100,000, comprising $95,000 in cash funding and the Osler Startup Package, valued at an additional $5,000. The resources are intended to help the company scale its operations, expand its market presence, strengthen its capabilities and build connections with investors and industry leaders.

“Padder stood out for tackling a very real barrier in the rental market with a solution that is both practical and scalable,” said Pamela Draper, President at Digital Commerce Payments, a company within DCGroup. “Daniel clearly understands the challenges facing non-traditional renters and the opportunity to help more people qualify for housing while giving property owners greater confidence. We were impressed by his vision, his command of the market and the potential for Padder to make a meaningful difference as it grows.”

The grant competition brought ten early-stage Canadian fintech finalists to Startupfest, where they participated in an initial round of live pitches. Five companies advanced to a final presentation before the judging panel, with Padder selected as the winner and recognized during the festival’s closing ceremony.

In addition to supporting the winning company, the initiative gives participating finalists opportunities to present their businesses, connect with investors and receive exposure within the broader technology and financial services communities.

This is the second year DCGroup has offered the grant.Ready Plan Gowas selected as the inaugural winner in 2025.

About Digital Commerce Group (DCGroup)

Digital Commerce Group (DCGroup) is a premier Canadian financial technology conglomerate headquartered in Calgary, Alberta. As a pioneer in the "Payments-as-a-Service" (PaaS) sector in Canada, DCGroup provides a comprehensive, integrated ecosystem through its core businesses: Digital Commerce Bank (DCBank), a Schedule 1 Canadian chartered bank, Digital Commerce Payments (DCPayments) and Pateno Payments Inc. (Pateno).

With a history spanning over 25 years, DCGroup is dedicated to bridging the gap between traditional banking and modern fintech innovation. With a robust suite of payments-focused APIs and related technologies, the group offers clients unparalleled speed-to-market, customizable integrations, and secure, scalable solutions for card issuing, real-time domestic payments, and digital wallets. DCGroup is committed to driving measurable ROI for its domestic and global partners and serves as a cornerstone of the Canadian fintech landscape through initiatives like the Digital Commerce Group Fintech Grant.

About Startupfest

Startupfest is a three-day founder-focused festival, held in Montréal each year in July, that brings startups, investors, and ecosystem leaders from across the world together to connect and unlock real opportunities. Since 2011, Startupfest has redefined the startup conference, trading the traditional grind for a high-energy festival atmosphere designed to move founders from inspiration to action.

Trust is no longer a byproduct in financial services. It’s central to a digital-first payments environment.

DC Payments Author — Mon, 15 Jun 2026 19:00:53 GMT

Financial inclusion isn’t a feature. It’s an infrastructure decision.

DC Payments Author — Wed, 06 May 2026 15:49:04 GMT

The global financial system wasn’t designed with everyone in mind. It came together decades ago based on a fairly narrow customer profile. If you have strong credit, stable income, and access to established markets, things generally work. If you don’t, the experience looks very different.

People with thin or damaged credit histories, newcomers, women and minorities, and a large portion of SMBs still run into higher costs, more friction, and fewer opportunities to build financial stability. Not always obvious. But persistent.

That gap isn’t inevitable. It’s structural. And it’s fixable.

Infrastructure technology has changed since the system was created—most recently in the form of embedded finance, digital banking, and modern payment rails. These aren’t incremental upgrades to the old system. They create entirely new ways to reach and serve customers who were previously left out.

Better models exist. And it’s time the industry rolls more of them out.

The RPAA Is Here. Now What?

DC Payments Author — Thu, 09 Apr 2026 13:15:00 GMT

What Canadian PSPs Need to Know About the New Payments Landscape and the Strategic Choices That Come With It

Canada's payments landscape just changed — permanently. The Retail Payments Activities Act (RPAA)is fully in force, Payments Canada has opened its doors to non-bank members for the first time in over a century, and the Real-Time Rail (RTR) is moving through final testing ahead of its late 2026 launch. If you're a PSP trying to figure out what this means for your business, you're not alone.

Jasper Rebrands to JasperX, Renews Focus On Helping Brands Turn Product Data Clarity into Revenue Growth

DC Payments Author — Thu, 22 Jan 2026 14:00:06 GMT

As brands head into 2026, one thing is clear: product data is no longer a back-office task. It’s now a revenue driver, a margin protector, and a critical layer of customer experience. But for many growing businesses, product information is still scattered across tools, teams, and spreadsheets—slowing launches, driving returns, and creating unnecessary risk while economic uncertainty looms.

This shift required an evolution—one built for speed, clarity, and scale. That’s why we’re introducing JasperX.

JasperX represents the evolution of the trusted Jasper platform and built on three pillars that matter most to growing brands:

eXpertise: More than a decade years of real‑world PIM problem‑solving with global brands.
eXtensibility: An API‑first platform designed to integrate, automate, and scale effortlessly.
eXperience: A customer‑first approach that delivers clarity, speed, and confidence at every step.

Together, they transform product data from a daily burden into a growth advantage.

This new era is all about removing friction, so your brand can move faster, launch smarter, and scale with confidence.

Digital Commerce Bank Becomes First Bank in Canada to Launch Interac e-Transfer® Cards

DC Payments Author — Wed, 26 Nov 2025 22:56:12 GMT

CONTENT FROM: BUSINESSWIRE

PUBLISHED NOVEMBER 17, 2025

Tax-Time Stress? Liberty Tax and DCBank Simplify Tax Season with Low-Cost Bank Account Offer

DC Payments Author — Mon, 14 Apr 2025 13:47:52 GMT

CONTENT FROM: GLOBE AND MAIL

PUBLISHED APRIL 7, 2025

Each year, between 10 and 12 per cent of Canadians fail to file their taxes. By not filing, they face penalties from the Canada Revenue Agency (CRA) and miss out on their potential refunds. Liberty Tax is looking to change that with its locally focused offices where a friendly face is waiting to sit down with prospective customers and help them complete this often daunting task.

Leveraging cutting-edge tech to streamline customer payments

DC Payments Author — Tue, 04 Mar 2025 13:45:00 GMT

CONTENT FROM: FINANCIAL POST

PUBLISHED FEBRUARY 3, 2025

Retail customers rarely consider the technology that allows them to make purchases anywhere using a wide range of payment methods, when the payment system is efficient and invisible. The new transaction acquiring solution recently launched by DCPayments goes further than that, leveraging the latest technology to take the friction out of the merchant side of the equation, offering seamless integration with existing systems and expanding the universe of available payment rails at a competitive per-transaction rate, with unparalleled reliability, security and uptime.

How DCBank powers financial solutions that help Canadians

DC Payments Author — Mon, 15 Jul 2024 20:06:24 GMT

CONTENT FROM: GLOBE CONTENT STUDIO

PUBLISHED APRIL 24, 2024

Almost half of Canadians are living paycheque to paycheque, according to a 2023 report by research firm Leger, meaning the financial squeeze is felt by friends, family, neighbours and co-workers alike. Today’s financial picture is even more difficult for those who lack access to products and services that can help.