Funds Transfer

Seamless Bank-To-Bank Transfers

Electronic Funds Transfers, or EFTs, have revolutionized the way we transfer money and DCPayments’ is transforming the ease of implementation. We ensure the free flow of funds between financial institutions across a secure online network so you can send, receive, and manage money quickly and safely, with absolute confidence.

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EFT-Bank to Bank Transfers-Update

Streamlined Payment Collections


Collecting payments has never been easier. With Pre-Authorized Debit (PAD), you can receive one-time payments or recurring transactions like rent, membership fees, subscriptions (and more) directly from your customers’ Canadian accounts, without the hassle of manual collection. 

Manage, Distribute and Collect Funds in Canada

Circle $


Never miss a payment with automated collection. 


Higher Transfer

Greater flexibility to send large sums without the wait.

Manual Fallback

Efficient AR

Reduces risk of costly errors in manual processing. 



Track payments and improve cash flow forecasting. 

Card w Check

Send Outgoing

Transfer funds to customers, suppliers and more. 


Single or Bulk

One or one hundred? Both are a breeze. 



APIs that accommodate your unique needs.  



Lost, stolen, or fraudulent cheques are a thing of the past. 

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Payments and Integrations Right on Schedule 

At DCPayments, we power your business to move at the speed of innovation. Our EFT platform provides easy integration with options for customization. With multiple processing times and same-day options, you can rest assured that your business transactions will be on time, every time – without the processing delays of the past.

  • Regular Transactions Transmitted every business day at 5:00 am MST. 

  • Priority Transactions Multiple processing times each business day at 5:00am, 10:00am, and 3:30pm MST. 

Use Cases


EFTs are just part of the everyday transactions of a successful business. Paying salaries and wages, settling up with vendors and suppliers, making big purchases, disbursing emergency funds, even paying your government taxes. With API, SFTP, and Direct Entry options, you can process single or bulk files to transfer funds digitally between any financial institution in Canada.

Vendor Management

Our advanced and secure API integration allows you to request and receive payments on time, every month. Moreover, you’ll get automated reporting to keep track of everything.


  • Convenient: for property managers and tenants

  • Accurate: less chance for errors and potential disputes  

  • Efficient: automate the collection process and eliminate manual entry 

  • Secure: protect personal information and safeguard against fraud 

  • Peace of Mind: manage the health of your business without the hassle

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Payroll Processing

DCPayments’ secure platform provides a dependable and simple solution to help you process payroll and automatically balance the books. So, you can focus more on the growing your business and less on tedious financial tasks.


  • Dependable: ensure employees are consistently and accurately compensated 

  • Simplified: effortlessly execute payroll with EFT 

  • Integrated: automation and integration with your financial systems
Our partnership with DCPayments has proven successful in expanding our program in the Canadian market, and we appreciate their continuous technological improvements on their payments processing platform.
Diana H.
DCPayments' support and professionalism has been amazing; they listen to our needs and provide detailed training. I look forward to dealing with DCPayments for a long time, and I recommend their products and services.
Atef S.

API Preview

What you can do:

  • Create, update, cancel and search EFT transactions

  • Set-up, search, and freeze recurring transactions  

  • Add, delete, and update external EFT account

  • Get EFT customer

  • Receive EFT transaction codes
Explore API Documentation

Request Sandbox Access

Partner with DCPayments to Simplify Your Business