Visa Direct® 

Innovative Solutions for Effortless Global Payments

Grow your business in real-time with tech-first solutions that make funds available across the globe – in a flash. Visa Direct® lets you move money and grow your business so you can send and receive money in near-real-time between billions of accounts and cards. Domestic and cross-border, in over 160 currencies. All on our advanced, secure, easy-to-integrate platform. 

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Feel more confident managing your funds – without sacrificing security. Visa Direct’s® secure encryption protocols protect customer data and safeguard against fraud while moving money across 200 countries with a single access point.

Through “push” payment technology and global partnerships, businesses can send payments directly to 3 billion cards and 2 billion accounts through Automated Clearing House (ACH) and real-time payment (RTP) rails. And Visa Debit and accounts can deliver to 99% of banks in 88 countries.


Simple and

Convenient payments at scale through a single access point, protected by multi-layer security. 


Global Reach

Send and receive funds between billions of cards in over 200 countries and territories.



Send same-day transfers to cards from 99% of bank accounts in 88 countries. 



Made-to-fit solutions that seamlessly integrate through DCPayments’ open APIs, SFTP, and Direct Entry. 

Eligible Products 

  • Visa Debit Card – Money transfer is available in the cardholder's bank account through a Visa debit card.

  • Visa Credit Card – Your money transfer will appear as a credit balance or will pay down the balance payable on the credit card. 

  • Prepaid Visa Card Your money transfer will be available as additional funds for use on the cardholder’s reloadable prepaid card.  

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Use Cases

Forget the hassle of registration and validation
Visa Direct®  has revolutionized the way you can move money. Enjoy streamlined security, quicker transactions, and an overall more satisfying experience.


  • P2P: Capture new revenue opportunities by offering peer-to-peer payment solutions that enable people to send funds quickly and securely.

  • B2P: Instantly compensate staff, freelancers, and gig workers. Send insurance settlements. And support humanitarian aid when they need it the most. Without a piece of paper in sight. 

  • B2B: Immediate access to funds strengthens your business’ performance by helping to unlock working capital, clarify cashflow, and uncover revenue opportunities. 

  • Government: Governments can seamlessly disperse pension funds, provide refunds, and support people in times of crisis to deliver responsive care. 
Our partnership with DCPayments has proven successful in expanding our program in the Canadian market, and we appreciate their continuous technological improvements on their payments processing platform.
Diana H.
DCPayments' support and professionalism has been amazing; they listen to our needs and provide detailed training. I look forward to dealing with DCPayments for a long time, and I recommend their products and services.
Atef S.

API Preview

DCPayments makes it seamless to:

  • Update registered customer information

  • Search customer payment instrument list tokenized in our system

  • Initiate transaction without using any card sensitive information

  • Pull funds from sender

  • Inquire customer specific payouts list

Explore API Documentation

Request Sandbox Access

Learn how your business can effortlessly send and receive funds