Simple and
Secure
Convenient payments at scale through a single access point, protected by multi-layer security.
Innovative Solutions for Effortless Global Payments
Grow your business in real-time with tech-first solutions that make funds available across the globe – in a flash. Visa Direct® lets you move money and grow your business so you can send and receive money in near-real-time between billions of accounts and cards. Domestic and cross-border, in over 160 currencies. All on our advanced, secure, easy-to-integrate platform.
Feel more confident managing your funds – without sacrificing security. Visa Direct’s® secure encryption protocols protect customer data and safeguard against fraud while moving money across 200 countries with a single access point.
Through “push” payment technology and global partnerships, businesses can send payments directly to 3 billion cards and 2 billion accounts through Automated Clearing House (ACH) and real-time payment (RTP) rails. And Visa Debit and accounts can deliver to 99% of banks in 88 countries.
Simple and
Global Reach
Send and receive funds between billions of cards in over 200 countries and territories.
Same-Day
Payments
Send same-day transfers to cards from 99% of bank accounts in 88 countries.
Fully
Customizable
Made-to-fit solutions that seamlessly integrate through DCPayments’ open APIs, SFTP, and Direct Entry.
Eligible Products
- Visa Debit Card – Money transfer is available in the cardholder's bank account through a Visa debit card.
- Visa Credit Card – Your money transfer will appear as a credit balance or will pay down the balance payable on the credit card.
- Prepaid Visa Card – Your money transfer will be available as additional funds for use on the cardholder’s reloadable prepaid card.
Use Cases
Forget the hassle of registration and validation – Visa Direct® has revolutionized the way you can move money. Enjoy streamlined security, quicker transactions, and an overall more satisfying experience.
- P2P: Capture new revenue opportunities by offering peer-to-peer payment solutions that enable people to send funds quickly and securely.
- B2P: Instantly compensate staff, freelancers, and gig workers. Send insurance settlements. And support humanitarian aid when they need it the most. Without a piece of paper in sight.
- B2B: Immediate access to funds strengthens your business’ performance by helping to unlock working capital, clarify cashflow, and uncover revenue opportunities.
- Government: Governments can seamlessly disperse pension funds, provide refunds, and support people in times of crisis – to deliver responsive care.
API Preview
DCPayments makes it seamless to:
- Update registered customer information
- Search customer payment instrument list tokenized in our system
- Initiate transaction without using any card sensitive information
- Pull funds from sender
- Inquire customer specific payouts list
