Streamline Your Checkout Process and Save with DCPayments’ Acquiring Solution

Imagine that you’ve just expanded your local business, upgrading from a brick-and-mortar storefront to a fully functional online business. Suddenly, you’re faced with selecting the right online payment gateways, ensuring there’s seamless integration across all your financial systems, and keeping transactions secure—both in your store and on your website. 

This crossover of in-store and online payment management can present a maze of choices to merchants. That’s why we’re excited to share DCGroup’s all new acquiring solution—your all-in-one innovative payment platform that makes selling online and in person simpler and more affordable. In this guide, we’ll share the core features of the solution that could benefit your business. 

What is DCPayments Acquiring Solution? 

DCPayments’ acquiring solution is an all-in-one platform that helps merchants process online payments. Through an advanced platform with user-friendly APIs that seamlessly integrate with financial services, merchants can now create a streamlined checkout experience with a wide range of payment options as well as process transactions directly from a smartphone. Designed to integrate with your existing online tools, our platform makes it easier than ever to grow your business.

How Our Acquiring Solution Meets Merchants’ Needs

1. Get Flexible Payment Options that Integrate Seamlessly 

As consumers increasingly favour autonomy and ease in their shopping experiences, there’s no denying it—shoppers want more flexible payment options. That’s why we’ve designed a one-stop online e-commerce portal that integrates with financial networks including Interac e-Transfer, Mastercard, and Visa. Our acquiring solution also empowers merchants to easily process payments in six ways, via:

• E-commerce platform
• Payment widgets
• Payment gateway APIs
• Smartphone tap payments 
• POS terminals (based on volume of terminals needed)

Other networks such as American Express and Interac Debit as well as other value added features are currently on our development road map and will soon be available within DCPayments acquiring solution. 

2. Spend Less on Transaction Fees

Our integrated payment platform offers some of the most competitive pricing in the industry, designed to support merchants of all sizes and save you money on transaction fees. With industry standards set at 2.9% and $0.30 per transaction, our payment processing solution passes on immediate costs savings at just 2.75% and $0.25 per transaction. 

Plus, with the ability to integrate cost-effective payment solutions like Interac e-Transfer, you’ll find immediate cost savings—offering customers more flexibility while saving yourself on transaction fees in the long run. Together, our lower pricing and flexible payment options allow you to save more and grow your business.

3. Process Transactions on Your Smartphone with DCGlass 

In 2024, 15% of Canadians are using virtual wallets on their smartphones to make everyday purchases. As these numbers grow, merchants need to adapt to keep up with changing consumer preferences. Enter DCGlass. 

A core component of our acquiring solution, DCGlass empowers merchants to transform any smartphone into a mobile point of sale. A faster and more convenient way to accept payments from customers, the downloadable app allows you to simply tap your smartphone to your customers’ and accept payment of their virtual or physical cards. This passes on cost savings to the merchant, eliminating the upfront costs for buying and maintaining a physical POS terminal.  

4. Create Your Own e-Commerce Website with DCShop 

By 2027, it’s estimated that 23% of retail purchases will be made online—so if your business lacks an online sales platform, it may be missing a significant opportunity to broaden its customer base and increase sales. DCShop addresses this gap by providing an integrated platform for everything from managing inventory and processing orders to fine-tuning pricing and customer support, streamlining every aspect of your online business.

With DCShop, merchants can: 

• Build customizable websites: Launch your own e-commerce website easily with user-friendly website templates that are fully customizable to reflect your brand’s identity, ensuring consistency across all customer touchpoints.
• Efficiently manage orders: Centralize your order management in one intuitive dashboard. View, process, and edit orders and customer details with ease for a seamless operational flow.
• Streamline product management: Easily update and manage your product catalog. Organize products into categories, manage visibility, and keep your offerings fresh and appealing as the seasons change.
• Optimize inventory control: Keep track of your inventory levels, add new store or warehouse locations, manage product reservations, and ensure you never miss a sales opportunity due to stockouts.
• Implement strategic pricing: Set competitive pricing, create organized price lists, and  boost sales and customer engagement by offering discounts. 
• Issue gift cards: Make it convenient to shop online or in store by creating gift cards that enhance the shopping experience and encourage repeat business.
• Configure essential settings: Adjust general settings to meet your business needs, including API management, currency customization, personal information, regional settings, taxes, and more.
• DCShop Checkout: With our DCPayments processing option directly embedded into your online storefront, your customers will experience a simple, seamless checkout experience with robust shopping cart functionality.  

By integrating these tools into one platform, you can scale your business and enhance customer satisfaction with ease, all through a single solution. 

5. Integrate Our Payment Widget into Your Existing Website 

If you already have a website, our acquiring solution offers a payment widget that seamlessly integrates into your existing web application for a smoother transaction process. If you have an in-house technical team, you can manage the coding and integration internally—or, you can opt for the hands-off approach and let us integrate it on your behalf. 

6. Offer Seamless Checkout with Our Payments Gateway API 

From credit card transactions to bank payments, payment gateway APIs are necessary for ensuring a seamless checkout experience for both you and your customers. They act as the communication bridge between the various entities involved in payment processing, allowing you to accept a wide range of payment methods and granting you the flexibility to customize the experience. 

Our acquiring solution’s suite of payment APIs deliver: 

• Better speed: With easier integrations, you can process transactions, get funds flowing, and launch products faster. 
• Boosted revenue: With control of your overall payment processes, you can create a smoother customer experience that attracts repeat buyers. 
• Reduced complexity: Bypass the need for a separate user interface or additional tools by integrating directly to the systems you’re already using. 

Plus, if you own a multi-location business, not only will our APIs help you to optimize both online and in-person payments, but DCPayments can support your payment terminal needs by supplying large orders of over 1,000 units. DCGlass also allows you to turn any Android phone into a point of sale device—no minimums, just convenience.

7. Protect Your Business with Built-in Security Measures 

As a merchant, the integrity of your payment system impacts not only your operations but also your reputation. This year, more than 1 in 10 Canadians have experienced payment fraud—and with threats like data breaches on the rise, having robust security measures in place is no longer an option, but a necessity. 

Here’s how our acquiring solution is staying ahead of those threats: 

• Strong encryption technology: Ensures the security of your payment data in transit between your PC or mobile app and our payment services, including encryption for data at rest.
• Digital certificates: We have digital certificates issued by trusted third-party companies to confirm the security and authenticity of our site.
• Firewalls: Deployed to protect your information and provide a strong barrier against potential cyber threats.

Ready to Grow Your Business and Save? 

A better shopping experience begins here—and we’ll guide you each step of the way. Book a demo today for a behind-the-scenes look at how DCPayments’ acquiring solution can strengthen your payment processes from the ground up.