DC Payments Author

6 min read

What Canada Can Learn from the UK's Real-Time Payments Adoption

Britain didn't decide that same-day payouts would become standard. Customers decided, and everyone else caught up. Canada's Real-Time Rail arrives in the fourth quarter of 2026, which makes the UK's story more useful right now than any forecast. Read More >

5 min read

Know Your Agent: Getting Ready for AI That Pays on Its Own

AI is moving from recommendation engine to authorized buyer. When software can initiate and approve a payment, identity has to evolve from knowing your customer to knowing your agent. Agentic commerce is commerce in which an AI agent finds,... Read More >

6 min read

Instant Payouts in Canada: Designing Real-Time Refunds and Disbursements with Visa Direct and Mastercard Send

Anyone who has waited five business days for a refund, an insurance cheque, or a freelance payment knows the frustration: the money feels like it should already be there. When a message can cross the country in seconds, waiting a week for a... Read More >

3 min read

Choosing a Banking Partner in 2026: What Canadian Fintechs Should Be Asking

The banking partner sitting underneath a fintech's stack has become one of the biggest growth levers influencing how quickly, and how safely, that fintech can scale. Canada's payments infrastructure is moving on several fronts at once. Real-Time... Read More >

4 min read

Closing the Security Gap in Embedded Payments

Embedded payments are the growth story of the year. We covered that in our mid-year review, and the market is on track to hit nearly $193 billion globally by 2032. In essence, money is moving into places it never used to live: inside of SaaS... Read More >

4 min read

5 Ways Fintech is Changing the World for the Better

Fintech gets a lot of hype. But underneath the buzzwords, there's a real story about what financial technology has changed (and is still changing) for businesses, individuals, and entire economies. The benefits of fintech are measurable, documented,... Read More >

4 min read

The Way We Pay: A Mid-Year Review of the Payments Trends Shaping 2026

We're halfway through 2026, and the payments landscape in Canada looks meaningfully different than it did even 18 months ago. New regulation is in force, new infrastructure is in testing, and the businesses that started adapting early are already... Read More >