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Real Time Payments

6 min read

Instant Payouts in Canada: Designing Real-Time Refunds and Disbursements with Visa Direct and Mastercard Send

Anyone who has waited five business days for a refund, an insurance cheque, or a freelance payment knows the frustration: the money feels like it should already be there. When a message can cross the country in seconds, waiting a week for a... Read More >

4 min read

Closing the Security Gap in Embedded Payments

Embedded payments are the growth story of the year. We covered that in our mid-year review, and the market is on track to hit nearly $193 billion globally by 2032. In essence, money is moving into places it never used to live: inside of SaaS... Read More >

4 min read

The Way We Pay: A Mid-Year Review of the Payments Trends Shaping 2026

We're halfway through 2026, and the payments landscape in Canada looks meaningfully different than it did even 18 months ago. New regulation is in force, new infrastructure is in testing, and the businesses that started adapting early are already... Read More >

4 min read

Beyond the Debate: How Stablecoins and RTR Are Reshaping Payments in Canada

Money is moving faster than it used to. What once took hours or days is increasingly expected to happen in seconds, whether it’s paying a supplier, moving funds between accounts, or settling a transaction at checkout. In Canada, that shift is about... Read More >

4 min read

Tap to Pay Explained: What Happens Behind the Tap (and Why It Matters for Your Business)

Tap to pay is a simple convenience, but a valuable one at that. The entire interaction takes seconds, carrying a level of speed and ease that customers now expect every time they reach the checkout. What’s easy to miss is how much coordination sits... Read More >

4 min read

Is Your Infrastructure Ready for Agentic Payments?

Picture this: a procurement manager at a mid-sized Canadian business sets a spending policy inside an AI agent (think preferred suppliers, budget limits, approval thresholds), then gets out of the way. The agent monitors inventory levels, identifies... Read More >

5 min read

Is Compliance the Biggest Threat to Canadian Fintech’s Growth?

Fintech has never moved faster. New payment rails are coming online, product cycles are compressing, and the bar for what customers expect from a payments experience keeps rising. But underneath all of that momentum, something else is shifting too,... Read More >

4 min read

Cutting Costs Without Cutting Services: Rethinking Public Sector Payments in Canada

Every year, governments issue billions of payments across millions of transactions. Think tax refunds, benefits, rebates, emergency relief, and the list goes on. It’s one of the most frequent and visible ways the public experiences government. Yet... Read More >